Kansas’ health insurance marketplace includes several options for individuals and families. As a result of the Affordable Care Act, there are many ways for Kansans who don’t have access to job-based health insurance coverage to buy health benefits that qualify as minimum essential coverage.
Kansans can buy health insurance plans from the state’s federally facilitated exchange, apply for benefits through public programs such as Medicaid and CHIP, or enroll in ACA-compliant coverage through the private marketplace using websites like Apterian.com.
Kansas and the Affordable Care Act
When the Affordable Care Act’s first open enrollment period began Oct. 1, 2013, Kansas defaulted to a federally facilitated health insurance exchange. People living in the state can buy healthcare benefits through the federal Health Insurance Marketplace. Only plans purchased through the Marketplace qualify for premium tax credits and cost-sharing reductions.
Kansans who do not qualify for Obamacare subsidies may want to explore the plan options available to them in the private marketplace. Health insurance quotes are available at Apterian.com, including off-exchange plans that qualify as minimum essential coverage, dental plans, short-term health insurance, supplemental health plans, and Medicare supplement plans.
Employers with 50 or fewer full-time employees can offer health insurance through the federal Small Business Health Options Program (SHOP).
Medicaid expansion in Kansas
Kansas has not yet expanded Medicaid to single, low-income adults. Eligibility criteria is set by the state, and more information about Medicaid can be found at the state’s Medicaid website.
Kansas’ Children’s Health Insurance Program, helps low-income children gain access to health insurance. More information is available at http://www.kdheks.gov/hcf/Medicaid/about.html.
When it comes to its overall health, Kansas is slightly below the national average. This state has been ranked by America’s Health Rankings as the 27th healthiest state in the U.S.
One of the biggest challenges for Kansas when it comes to its residents’ health is Public Health funding. If state officials and the Government raise the extremely low amount Kansas receives for Public Health per capita, the state could improve its current status. Nevertheless, it’s easy to see that Kansas has been working hard this past year to recover some of the health that it has lost as a state. If they continue focusing on key issues, just like they have been doing so far, and improve health care insurance plans so accessibility remains, health care in Kansas should get even better with time.