Wisconsin’s already low rate of uninsured has continued to decrease under the Affordable Care Act. When it comes to healthcare benefits, the state’s health insurance landscape includes many options for individuals and families, including Wisconsin’s health insurance exchange, Medicaid, children health insurance plans, employer SHOP plans, and websites such as Apterian.com offering free quotes on both marketplace and private, off-exchange health insurance plans.
Wisconsin and the Affordable Care Act
The federal government operates Wisconsin’s Obamacare health insurance exchange. As such, residents that want to take advantage of premium tax credits and cost-sharing subsidies must enroll in coverage through the federal health insurance exchange.
There are additional ACA-compliant options in the private marketplace. Those who do not qualify Obamacare credits and subsidies can shop Apterian.com, which provides free health insurance quotes for ACA-compliant health plans. Short-term health, dental, supplemental health, and Medicare supplement plans are also available at Apterian.com.
Wisconsin employers with 50 or fewer full-time employees can offer healthcare benefits through the federal Small Business Health Options Program (SHOP) and may qualify for tax credits when they do.
Medicaid expansion in Wisconsin
Wisconsin has not expanded Medicaid to single, low-income adults ages 19 to 64. To learn more about Medicaid and other healthcare coverage options, visit https://www.dhs.wisconsin.gov/health-care-coverage/health-care-coverage.htm.
Wisconsin’s Children’s Health Insurance Program is called BadgerCare Plus. Information about CHIP is available at https://www.dhs.wisconsin.gov/badgercareplus/index.htm.
The United Health Foundation has ranked Wisconsin as the 23rd healthiest state America. Despite this being a good position in the ranking, and Wisconsin being an extremely healthy state, it also means that overall, the health status of this state has decreased within the past 12 months, as Wisconsin was ranked in 2008 as the 17th healthiest state in the nation.
What could have caused this slip in the state’s overall healthiness? Binge drinking, infectious diseases and low public health funding for health programs caused the decline in the state’s overall health ranking.